Are there any fees or charges for spending a Virtual Visa?

No – there are no fees to pay when spending your Virtual Visa card, although set out below is an explanation of the possible situations where you might find additional fees or charges are applied.  These are explained in the Card Fees Table at paragraph 1 of your Virtual Visa cardholder T&Cs (see terms and conditions for full details):

Monthly Card Charge – €1.45 per month, first charged 19 months after the date your card was purchased and monthly thereafter until your card funds reach zero (0), to cover continued access to the card programme and operational and processing charges;

Redemption Fee - €8 per redemption, per card, charged every time you transfer any card funds into your nominated bank account unless exclusions apply – see section 10 of your cardholder T&Cs for full details;

Replacement Card Fee - €5 per Card – may apply when we provide a replacement card.

Foreign Exchange Fee – up to 2.75% per transaction charged every time you make a non-EUR (€) transaction.